Read XM review
● Independent · Sourced · 6 languages

Choose your forex broker with data, not ads

We check every broker's licensed entities, real trading costs and bonus terms, cite dated sources, and give you free calculators to verify the numbers before you deposit. Available in Vietnamese, English, Indonesian, Thai, Spanish and Arabic.

Contains affiliate links, disclosed on every page. CFDs are high-risk: most retail accounts lose money.

6languages, written per market
4.4/5XM editorial score, Oct 2026
4free trading calculators
Quarterlydata re-checked against 2+ sources
In short

Tools-Hub Trader is an independent forex and CFD broker review site in six languages. Our first in-depth review covers XM (score 4.4/5): seven licensed entities, a $5 minimum deposit, account types, real spread costs and the October 2026 deposit bonus, with free pip, margin, position size and cashback calculators on every edition.

Broker reviews

XM Review 2026, in your language

One review, six editions. Each one explains which XM entity serves that market, what it means for your protection, and how to open an account step by step.

4.4/ 5

XM

Regulation 4.3 · Fees 4.2 · Platforms 4.3 · Funding 4.5 · Support 4.7

Founded2009
Min. deposit5 USD
Top licenseCySEC 120/10
Most global clientsFSC Belize
Max leverage1:1000*
PlatformsMT4 · MT5 · App

*International entity, depends on balance. EU (CySEC) and Australia: max 1:30.

Coming next
In progress

KVB review

Licenses, ECN accounts and real costs, checked the same way.

In progress

XM vs KVB

Side-by-side fees, spreads, regulation and bonus terms.

Promotion · from October 1, 2026

XM deposit bonus 2026, explained

The new XM deposit bonus has three parts. Two have no volume requirement; the rest unlocks as you trade. Full Level 0–9 tables are in each language edition.

100% · $100
New clients, first 2 weeks

Deposit $100, get $100 bonus. No volume requirement.

50% · $200
Resets every 30 days

Deposit $400, get $200 bonus. No volume requirement.

Up to $5,000
Levels 1–9, by monthly volume

Limits unlock from $1M to $25M+ traded volume; reset monthly.

Applies to Standard, Micro and Master Standard accounts only (not Ultra Low or Investor). Volume counts one way, from deposited funds, under a 5-minute rule. Bonus funds cannot be withdrawn, only profits. Offered by XM Global; not available to EU clients.
How we review

A transparent scoring method

Scores use fixed weights. Every figure is cross-checked against at least two dated sources, and where sources disagree we say so on the page.

30%Regulation & safety
25%Trading fees
15%Platforms
15%Deposits & withdrawals
15%Support & education
FAQ

Frequently asked questions

What is Tools-Hub Trader?
Tools-Hub Trader is an independent forex and CFD broker review site published in six languages (Vietnamese, English, Indonesian, Thai, Spanish and Arabic). Each review lists the broker's licensed entities, real trading costs and bonus conditions with dated sources, plus free pip, margin, position size and cashback calculators.
Is XM a legit broker?
XM has operated since 2009 and holds CySEC license 120/10 plus licenses for entities in South Africa, Dubai, BVI, Belize, Mauritius and Seychelles. Most clients outside the EU and Australia are served by XM Global Limited (FSC Belize 8557558), which offers less protection than the EU entity. Our editorial score is 4.4/5.
What is the XM deposit bonus in 2026?
From October 1, 2026, brand-new clients get a 100% deposit bonus up to $100 during their first two weeks, then a 50% bonus up to $200 that resets every 30 days. Higher bonus limits (Levels 2–9, up to $5,000 in total for Levels 1–9) unlock with monthly trading volume on Standard, Micro and Master Standard accounts. Bonus funds cannot be withdrawn, only profits.
How do you rate brokers?
We weight five criteria: regulation and safety 30%, fees 25%, platforms 15%, deposits and withdrawals 15%, support and education 15%. Every figure is cross-checked against at least two sources and reviewed each quarter.
Do you earn money from brokers?
Yes. Some links are affiliate links and we may earn a commission when you open an account, at no extra cost to you. Commissions never change our scores, and every page discloses this.

Get new XM promotions by email

When XM changes its bonus or conditions, we send a short, plain-language summary. No spam, unsubscribe anytime.

Affiliate disclosure and risk warning: Tools-Hub Trader may earn a commission when you open an account through links on this site, at no extra cost to you. This never affects our scores. We are not a broker and do not represent any broker. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage; most retail investor accounts lose money when trading CFDs. Nothing on this site is investment advice.